SAP Finance Specialist - Credit Analyst - Americas Job in Buenos Aires, Argentina

Requisition ID: 162580

Work Area: Finance

Expected Travel: 0 - 10%

Career Status: Professional

Employment Type: Regular Full Time


As market leader in enterprise application software, SAP helps companies of all sizes and industries innovate through simplification. From the back office to the boardroom, warehouse to storefront, on premise to cloud, desktop to mobile device – SAP empowers people and organizations to work together more efficiently and use business insight more effectively to stay ahead of the competition. SAP applications and services enable customers to operate profitably, adapt continuously, and grow sustainably.

Credit Analyst - Americas (f/m),

Americas CoE Credit Management



The focus of the Global Credit Management organization is the combined goals of stewardship in mitigating financial loss to SAP resulting from the credit risk of its customer base, and true business partnership in providing efficient and compliant processes for evaluating the creditworthiness of our customers as an early part of the Quote to Cash process.

This position will be for a Credit Analyst, located in Argentina, primarily supporting the North American market, and may provide back-up to Latin American market. The Credit Analyst’s main function is the analysis of credit decision systems and data for the financial evaluation of SAP customers and prospects. He/She must ensure accurate and timely credit checks to improve collectability and profitability and engage as necessary with internal and external customers. The objective is to obtain a transparent view of the customer's financial situation, and to allocate appropriate credit limits in alignment with defined policies to reduce credit risks and implement an early warning on prospects not considered to be creditworthy.

  • Ensure a timely, fully compliant and high quality credit check, so that customers operate within their credit limits and deals are escalated in an appropriate manner

  • Monitor credit risk across SAP’s customer and prospect portfolio and reporting to related business areas

  • Collaborate closely with other CoE team members, and align with key business partners in Sales, Cash Collections, Revenue Recognition, Financing and Senior Leadership in Finance to meet common business objectives

  • Understand and communicate SAP Credit Management Policy in day-to-day business matters to help SAP reduce the credit risks resulting from customer engagements

  • Willingly support the optimization of credit management internal processes and projects

  • Work in a methodical and systematic manner


  • Minimum of 2-4 years work experience in business administration – of which at least 2 years within a Commercial/ F&A area

  • Relevant work experience in one or more of credit control, leasing, underwriting, collections, accounting or SOX-based compliance experience preferred

  • Relevant work experience with credit information providers such as D&B, Credit Risk Monitor, Moody’s, S&P or similar local resources preferred



  • Bachelor’s degree, preferably in finance, business, economics or related area, or combination of related work experience

  • Experience in analyzing financial statements and assessing profitability of customers for suitability of credit limits

  • Experience with SAP ISP and CRM systems and transactions an advantage

  • Excellent spoken and written communication and presentation skills, fluency in business English. Portuguese a plus, as position may support Brazil.

  • Strong and informed business decorum in interaction with local CFOs and Sales

  • Ability to work under pressure, adherence to schedules and quarter-end demands

  • Assertiveness and reliability, and high customer and quality orientation.

  • Ability to work in a team and the desire to successfully collaborate with other departments.

Contract Type:

Full time

Job Location:

Reporting to:

Buenos Aires, AR

Alfred Ruel

Travel Expectations:

0 %


Carolina Santa Ana

Additional Information:

Salary Range:

Reference code:

Automatically assigned


To harness the power of innovation, SAP invests in the development of its diverse employees. We aspire to leverage the qualities and appreciate the unique competencies that each person brings to the company.

SAP is committed to the principles of Equal Employment Opportunity and to providing reasonable accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team (Americas: or , APJ: , EMEA: ). Requests for reasonable accommodation will be considered on a case-by-case basis.

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